CreditGauge In The News

The average VantageScore 4.0 credit score is at 702 – the highest it’s been over the past year,” said Silvio Tavares, President and CEO, on Yahoo! Finance’s ‘Market Domination Overtime.’ “Most Americans who want work have it and are paying their credit on time. That’s good news.

Tavares joined Yahoo! Finance’s ‘Market Domination Overtime’ to share his insights on consumer credit health and VantageScore’s recent June 2026 CreditGauge data.

As reflected in the June 2026 CreditGauge, alongside an increase in the average VantageScore credit score, consumers are showing improved credit utilization. Tavares explained why consumers are keeping a careful watch on their credit use:

Consumers see clouds on the horizon and they’re saying: I better get my credit house in order. I don’t want my credit cards maxed out. I want to make my payments on time to maintain my credit score. It’s a disciplined consumer looking at rain clouds ahead.

Watch the full Yahoo! Finance interview here:

For more VantageScore insights, check out the June 2026 CreditGauge analysis: https://vantagescore.com/resources/knowledge-center/press_releases/vantagescore-creditgauge-june-2026-consumer-credit-healthy-as-borrowers-maintain-payment-discipline