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Market Adoption Study
VantageScore 4.0 has been adopted by the industry's leading lenders and fintechs
Our customers broadly accelerated their usage of VantageScore credit scores in 2024, resulting in record-breaking growth and the highest overall credit score volume in company history. These results are a confirmation by lenders, fintechs and other customers that VantageScore is the credit score industry leader in growth, predictive power and innovation.
- Silvio Tavares, President and CEO of VantageScore
VantageScore's Fast-Growing Market Adoption
Over 3,700 banks, fintechs and other institutions use VantageScore credit scores every day to assess consumer creditworthiness. Last year, 42 billion VantageScore credit scores were used representing a 55% yearly increase. Most top 10 US banks, large credit unions and leading fintechs use VantageScore credit scores in one or more lines of business including credit cards, auto loans, personal loans and more.
$6.8 Billion Issuances
Toyota Auto Receivable 2024 Owner Trust
$1.7B notes issuance, January 18, 2024
$1.7B notes issuance, April 23, 2024
$1.7B notes issuance, July 23, 2024
$1.7B notes issuance, October 15, 2024
$4.1 Billion Issuances
Exeter Automobile Receivables Trust
$0.6B notes issuance, January 25, 2024
$0.8B notes issuance, March 27, 2024
$0.8B note issuance, May 21, 2024
$0.9B note issuance, July 23, 2024
$0.9B note issuance, September 24, 2024
$1.5 Billion Issuances
$1 Billion Issuances
World Financial Network Credit Card Master Note Trust
$0.5B notes issuance, May 8, 2024
$0.5B notes issuance, August 5, 2024
year over year