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Score more consumers, sharpen originations decisions, and grow portfolios with VantageScore's most predictive tri-bureau model.
In the auto industry, VantageScore 5.0 provides a more predictive, stable, and inclusive credit score for originations, account management, and portfolio strategies across the risk distribution.
The VantageScore Value
Built for today’s market, VantageScore 5.0 leverages traditional and trended credit file data, product-specific model inputs, and GAIN Attributes™ to give auto lenders a more granular view
Stronger Risk Differentiation for Auto Finance
VantageScore 5.0 has shown excellent performance in auto finance lending and is designed to improve risk differentiation in a volatile marketplace.
Greater Score Stability for More Confident Lending Decisions
Its simplified segmentation approach and proprietary GAIN Attributes™ help minimize score migration, enhance score stability, and support more confident risk-based pricing and portfolio management.
VantageScore 5.0 helps lenders navigate the ever-changing landscape of credit scoring by aligning with the top NCRAs and scoring more borrowers, more consistently.
With a familiar 300-850 score range and odds alignment with previous models, VantageScore 5.0 is designed to ease implementation while delivering more reliable, forward-looking credit insights.
To get started, contact your NCRA representative and start using VantageScore 5.0 today.
