• Cutting-edge technology boosts scoring accuracy
  
  
• Innovations benefit consumers & lenders alike

Number of users climbs to more than 2,400 from over 2,000

Users include 34 of 50 largest U.S. financial institutions

• Credit reporting companies may reduce tax-lien & civil-judgement information
• What’s the score impact of reducing the availability of this data?

• DefaultRiskIndex.com reveals a better way to evaluate consumer-loan pools
• Track quarterly risk in four key consumer-loan categories

• Debts sold to collections can persist on credit files after bankruptcy
• That has lenders thinking of revising reporting policies
• They asked about credit score impacts of doing so

• How credit scores change over 3- and 12-month periods
• How score volatility can affect lender strategy

• Using pre-Recession assumptions?
• Using just one timeframe?

• Used by more than 2,000 lenders
• Used by 7 of the 10 largest banks