Banks Expect Growth. Will Consumers Keep Spending? June 2024 CreditGauge™

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Committed to Transparency: VantageScore, FHFA, Fannie Mae and Freddie Mac Release Historical VantageScore 4.0 Mortgage Data Set

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FHLBank Chicago Now Accepts Mortgage Collateral Using VantageScore 4.0

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VantageScore 4plus Is Here! New Alternative Data Credit Scoring Model Boosts Predictive Power and Financial Inclusion

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VantageScore® Credit Score Usage Surges 42% to 27 Billion Credit Scores in 2023

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Banks Expect Growth. Will Consumers Keep Spending? June 2024 CreditGauge™

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VantageScore for Mortgages

The Federal Housing Finance Agency (FHFA) has mandated the use of VantageScore 4.0 for all loans sold to, and guaranteed by, the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac. Start using VantageScore 4.0 today.
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VantageScore Credit Scores Are Used Everyday by 0+ banks, fin-techs and other companies
to assess consumer creditworthiness.

VantageScore is the fastest growing credit scoring company in the U.S., developing the industry’s most innovative, predictive, and inclusive credit score models. More than 3,400 institutions use VantageScore credit scores to provide consumer credit products like credit cards, auto loans, personal loans and mortgages.

Starting in 2024 the FHFA has required VantageScore credit scores to be used for all mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac. Get started using VantageScore credit scores today - we are the leader in predictive power and financial inclusion.

0 of the top 10
largest banks in the United States use VantageScore
0 Billion
VantageScore credit scores used in 2023
0%
yearly increase in 2023 usage of VantageScore
0 Million
Consumers have free access to VantageScore Credit Scores
0 of the top 10
largest financial institutions are active users of VantageScore CreditGauge™
$0 Billion
in ABS issuances using VantageScore in 2023

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