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Banks Expect Growth. Will Consumers Keep Spending? June 2024 CreditGauge™
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VantageScore for Mortgages
The Federal Housing Finance Agency (FHFA) has mandated the use of VantageScore 4.0 for all loans sold to, and guaranteed by, the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac. Start using VantageScore 4.0 today.
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Latest News
August 12, 2024
Ace Your Back-to-School Shopping with Good Credit Health

July 30, 2024
VantageScore CreditGauge™ June 2024: Banks Expect Continued Growth, But Consumers Don’t

July 30, 2024
Banks Expect Growth. Will Consumers Keep Spending? June 2024 CreditGauge™

July 29, 2024
Will The Fed Cut Rates Soon? What The Latest VantageScore CreditGauge Says About the U.S. Economy — VantageScore CEO on Yahoo! Finance TV

July 22, 2024
Mortgage Delinquencies Hit a Six-Month High in June, But It’s Not as Bad as It Looks: MarketWatch

July 17, 2024
Travel Smarter: Use the Right Card for Your Adventures

July 11, 2024
Committed to Transparency: VantageScore, FHFA, Fannie Mae and Freddie Mac Release Historical VantageScore 4.0 Mortgage Data Set

July 11, 2024
VantageScore, FHFA, Fannie Mae and Freddie Mac Release Historical VantageScore 4.0 Mortgage Data Set

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VantageScore Credit Scores Are Used Everyday by 0+ banks, fin-techs and other companies
to assess consumer creditworthiness.
VantageScore is the fastest growing credit scoring company in the U.S., developing the industry’s most innovative, predictive, and inclusive credit score models. More than 3,400 institutions use VantageScore credit scores to provide consumer credit products like credit cards, auto loans, personal loans and mortgages.
Starting in 2024 the FHFA has required VantageScore credit scores to be used for all mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac. Get started using VantageScore credit scores today - we are the leader in predictive power and financial inclusion.
0 of the top 10
largest banks in the United States use VantageScore
0 Billion
VantageScore credit scores used in 2023
0%
yearly increase in 2023 usage of VantageScore
0 Million
Consumers have free access to VantageScore Credit Scores
0 of the top 10
largest financial institutions are active users of VantageScore CreditGauge™
$0 Billion
in ABS issuances using VantageScore in 2023
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