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Average Credit Balances Hit a Four-Year High in August. Will Borrowers See Relief Soon? August 2024 CreditGauge™
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VantageScore for Mortgages
The Federal Housing Finance Agency (FHFA) has mandated the use of VantageScore 4.0 for all loans sold to, and guaranteed by, the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac. Start using VantageScore 4.0 today.
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Latest News
October 2, 2024
VantageScore Releases Results of 2024 Model Performance Assessment; Continues to Deliver Superior Predictive Performance, Demonstrates Commitment to Transparency and Fair Lending
October 2, 2024
VantageScore 4.0 Performs Better: Read The Results of Our 2024 Model Performance Assessment
September 26, 2024
VantageScore CreditGauge™ August 2024: Relief Comes Just in Time as Balances Hit Four-Year High and Borrowers Increased Reliance on Credit
September 26, 2024
Average Credit Balances Hit a Four-Year High in August. Will Borrowers See Relief Soon? August 2024 CreditGauge™
September 19, 2024
As Fed Cuts Rates, When Will Borrowers See Relief? – Reuters
September 18, 2024
Credit Builders Alliance Launches New Financial Inclusion Pilot Program Using VantageScore 4plus™ Open Banking Credit Score
September 18, 2024
Credit Builders Alliance Launches New Pilot Program Powered by VantageScore 4plus™
September 17, 2024
Discover How VantageScore Helps Mitigate Risk Uncertainty in Asset-Backed Securities (ABS) Issuances
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VantageScore Credit Scores Are Used Everyday by 0+ banks, fin-techs and other companies
to assess consumer creditworthiness.
VantageScore is the fastest growing credit scoring company in the U.S., developing the industry’s most innovative, predictive, and inclusive credit score models. More than 3,400 institutions use VantageScore credit scores to provide consumer credit products like credit cards, auto loans, personal loans and mortgages.
Starting in 2024 the FHFA has required VantageScore credit scores to be used for all mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac. Get started using VantageScore credit scores today - we are the leader in predictive power and financial inclusion.
0 of the top 10
largest banks in the United States use VantageScore
0 Billion
VantageScore credit scores used in 2023
0%
yearly increase in 2023 usage of VantageScore
0 Million
Consumers have free access to VantageScore Credit Scores
0 of the top 10
largest financial institutions are active users of VantageScore CreditGauge™
$0 Billion
in ABS issuances using VantageScore in 2023
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