ARE LENDERS NOW PULLING BACK AMIDST ECONOMIC VOLATILITY?
Check out CreditGauge Powered by VantageScore™ to learn more.
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White House Highlights VantageScore® Industry Leadership
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A NEW ERA OF INCLUSION:
VantageScore® Approved for Use In Mortgages
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As the economy changes, so too does the score-to-risk relationship
Introducing RiskRatio powered by VantageScore™
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14.5 Billion Scores Used in 12-Months … VantageScore’s Usage Grows by 18% According to New Study
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New Inclusion360™ Platform Launched by VantageScore® to Pinpoint Opportunities for Financial Inclusion
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    Consumers
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    Chase_logo
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    One-Main-Fin
    Bankrate
    TDBank
    SynchronyBank
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    creditsesame
    usaa
    lendingtree

    Since 2006, VantageScore's leveraged data analytics to make access to credit more equitable.

    More than 3,000 unique users of VantageScore credit scores, including over 2,600 financial institutions. VantageScore credit scores used in underwriting/account opening decisions increased by 620MM or by 132% compared to the 2019 study. Nine of the 10 largest banks and 43 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.
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    BILLION

    VANTAGESCORES USED FROM MARCH 2021 - FEBRUARY 202

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    BILLION

    VANTAGESCORES PROVIDED BY CONSUMER WEBSITES

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    BILLION

    VANTAGESCORES USED BY CREDIT-CARD ISSUERS

    We are an independently managed company that holds the intellectual property rights to the VantageScore credit scoring model. We do not market the VantageScore model, sell credit scores or manage credit report data. We have entered into licensing agreements with Equifax, Experian and TransUnion that allow each of them to market the VantageScore model and sell VantageScore credit scores.