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IMPORTANT ANNOUNCEMENT: CREDIT SCORE COMPETITION COMES TO THE MORTGAGE MARKET!

On August 12, 2019, the Federal Housing Finance Agency (FHFA) ruled that Fannie Mae and Freddie Mac are now required to consider alternative credit scoring models – such as VantageScore – to determine if a mortgage loan candidate qualifies for a loan and at what rate. 

With this new ruling in place, there now is a viable pathway for VantageScore and other new and innovative model developers to compete and elevate the predictiveness and inclusivity of credit scoring models required by the two GSEs. Competition is critical for markets to operate efficiently and we are confident this decision will benefit consumers, lenders and the economy at-large.

You can read more about it in our NEWS SECTION. In the coming weeks, we also will be sharing more information on the ruling and what it means for you. In the meantime, should you have any questions, please contact us at: info@vantagescore.com.

Greater Scoring Power
Monopoly holding back mortgage market
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Why credit scores aren’t working the way they should 
Millennial credit habits: a major shift
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Cautious millennials are getting worse credit deals 
VantageScore 4.0
makes its debut
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Preview our new model 
Annual usage SURGES
to ~10.5 billion scores
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See who’s using us now 
Machine Learning enhances credit scoring
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Will credit scores change? 
Score-averaging can
distort portfolio risk 
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Discover a better approach 
Pioneering predictive performance
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Learn more about VantageScore 4.0 
What are the BENEFITS of VantageScore 4.0?
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Watch to find out 
Competition in Credit Scoring is good…
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For consumers and investors 
Industry
acceptance
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Who’s using the VantageScore model? 
CLOSE

Breaking Convention

The VantageScore 3.0 model challenges the status quo.
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