VantageScore 4.0 Fact Sheet

May 29, 2021

VantageScore 4.0, the fourth-generation tri-bureau credit scoring model from VantageScore Solutions, once again sets a new standard for predictive performance and modeling innovation, pioneering several industry “firsts” that benefit lenders and consumers alike.

This fact sheet was updated in May 2021 to include the most recent performance assessment results that were conducted in a recent 2021 study to validate the model. Additionally, the breakdown of credit invisibles has been updated to showcase that approximately 40 million more consumers are safely and soundly scored using VantageScore rather than traditional credit scoring models.


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