Breaking Barriers in the Credit Score Space
Founded by Experian, Equifax, and TransUnion in 2006, our mission is to use data analytics to drive innovation and inclusion—giving consumers more credit access, and helping lenders make better lending decisions.
Millions of consumers use our scores to track their creditworthiness and monitor their credit health. Thousands of lenders use billions of VantageScore scores each year to enable more borrowers to access the credit they need.
With the ability to score approximately 96% of the U.S. adult population, VantageScore is a key driver of equitable access to mainstream credit.
- Leverage data analytics, innovation and collaboration in the development of credit-decision models.
- Provide easy-to-understand education to help consumers improve their credit health.
Expand credit access and increase inclusivity by scoring more consumers.
Allow lenders and other market participants to benefit from advanced credit-scoring models.
Our Credit Scores are Used By
Largest Credit Unions
Over 3 billion VantageScore credit scores have been provided to consumers—helping them become more financially empowered.
VANTAGESCORES USED FROM JULY 2018 - JUNE 2019
VANTAGESCORES PROVIDED BY CONSUMER WEBSITES
VANTAGESCORES USED BY CREDIT-CARD ISSUERS
VantageScore Solutions is an independently managed company that holds the intellectual property rights to the VantageScore credit scoring model. We do not market the VantageScore model, sell credit scores or manage credit report data. Independent licensing agreements managed through VantageScore Solutions allow Equifax, Experian and TransUnion to market the model and sell VantageScore credit scores.