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Market Adoption Study
VantageScore 4.0 has been adopted by the industry's leading lenders and fintechs
Our customers broadly accelerated their usage of VantageScore credit scores in 2024, resulting in record-breaking growth and the highest overall credit score volume in company history. These results are a confirmation by lenders, fintechs and other customers that VantageScore is the credit score industry leader in growth, predictive power and innovation.
- Silvio Tavares, President and CEO of VantageScore
VantageScore's Fast-Growing Market Adoption
Over 3,700 banks, fintechs and other institutions use VantageScore credit scores every day to assess consumer creditworthiness. Last year, 42 billion VantageScore credit scores were used representing a 55% yearly increase. All top 10 banks use VantageScore credit scores or digital tools in one or more lines of business.
$5.6 Billion Issuances
Toyota Auto Receivable 2025 Owner Trust
$1.9B note issuance, January 24, 2025
$1.9B note issuance, April 24, 2025
$1.8B note issuance, July 22, 2025
$4.1 Billion Issuances
Exeter Automobile Receivables Trust
$1.4B note issuance, January 24, 2025
$1B note issuance, March 21, 2025
$0.3B note issuance, April 21, 2025
$1B note issuance, May 20, 2025
$0.4B note issuance, July 22, 2025
$1.5 Billion Issuances
Synchrony Card Issuance Trust
$0.8B note issuance, February 12, 2025
$0.7B note issuance, June 2, 2025
$1.3 Billion Issuances
SoFi Consumer Loan Program Trust
$0.7B note issuance, February 20, 2025
$0.6B note issuance, June 6, 2025
$0.9 Billion Issuances
GLS Auto Receivables Trust
$0.3B note issuance, January 9, 2025
$0.6B note issuance, February 11, 2025
$0.5 Billion Issuances
year over year