A growing number of innovative websites offering personal-finance news, information and education services provide free VantageScore credit scores to their subscribers. Subscribing to select combinations of the sites listed below can give consumers free access to VantageScore 3.0 credit scores from all three national credit reporting companies (CRCs—Equifax, Experian and TransUnion).
With subscriber bases as high as 60 million, these sites, many of which also display ads for credit products, are building tremendous consumer awareness of the VantageScore model. What’s more, they do so in a context that promotes sound credit habits, understanding of credit scores and how credit behaviors affect them, and the role credit scores play in the lending process.
Credit.com provides VantageScore 3.0 scores from Experian, with updates every 30 days, as part of the credit report card included with its free membership account.
Credit Karma provides VantageScore 3.0 scores from TransUnion and Equifax, with weekly updates, as part of its free Credit Report Card service.
CreditSesame.com provides VantageScore 3.0 scores from TransUnion as part of a free subscription service.
LendingTree provides a VantageScore 3.0 score from TransUnion, with weekly updates, as part of its free subscription service.
myBankrate includes a VantageScore 3.0 score from TransUnion with its basic free membership, and updates the score every week.
My.CreditCards.com includes a VantageScore 3.0 score from TransUnion with its basic free membership, with score updates monthly.
Quizzle includes a VantageScore 3.0 score from Equifax and an Equifax credit report with its basic free membership, and updates the score every six months.