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Why VantageScore

Why VantageScore? It’s obvious:

Highly Predictive

VantageScore 4.0 is more predictive than earlier VantageScore models, including VantageScore 3.0 which has been extensively tested and validated by industry participants, including both GSEs, for predictive performance.

More Consistent

The three scores provided in a tri-merge credit report will have tighter variance, limiting risk uncertainty.

More Inclusive

Scores approximately 30 million more consumers than legacy models. 

NEWLY SCOREABLE

ABOVE 620

AFRICAN-AMERICAN AND HISPANIC-AMERICAN

9.5 million

2.4 million

ASIAN-AMERICAN

1.4 million

< 1 million

NATIVE-AMERICAN

< 1 million

<1 million

 

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