Search VantageScore.com

Universe Expansion: Is the Way You Score Customers State of the Art or State of Denial?

Universe Expansion: Is the Way You Score Customers State of the Art or State of Denial?

Perhaps the most critical question we can ask ourselves in a post- recession economy is: What can we learn from the last five years to improve our risk management tools? For VantageScore Solutions,this question led the team developing our latest model, VantageScore 3.0, to challenge every core assumption of the traditional consumer behavioral modeling process to determine whether the long-held “state of the art” data and modeling assumptions continue to be state- of-the-art!

By challenging those assumptions, the VantageScore scientists discovered that by leveraging sophisticated data and statistical modeling techniques, consumers who were previously unscoreable because they used credit differently than conventional consumers can now be scored effectively and fairly, satisfying both risk and fair lending criteria.

Download here.

thumbnail
THE SCORE
Inside the latest issue
LATEST ISSUES:
February 2020
January 2020
November 2019
October 2019
September 2019
August 2019
BACK TO TOP
Valued partners:
CBA MBA
VantageScore Licensees:
Equifax Experian TransUnion