Search VantageScore.com

EXPLORE OUR MODEL

How it performs

To ensure the VantageScore models continue to deliver highly predictive and consistent credit scores, the VantageScore analytics team tests its performance yearly. Unlike other developers of credit scoring models, VantageScore Solutions publishes the results of those annual validations for all to see. 

You can find the latest VantageScore 3.0 validation results here.

 
[chart]
 
[chart]

The VantageScore 3.0 model performs extremely well in lenders’ “decisioning zone” — the middle 40 percent of the loan-applicant population, typical territory for mainstream lender originations.

 
[chart]
 
[chart]

Improved consistency across all industry segments:

 

VantageScore 4.0

The latest and greatest.

Review this fact sheet to learn more about the advantages of VantageScore 4.0.

Videos worth watching

Visit our Video Hub to see both recent and classic releases from VantageScore Solutions.

THE SCORE
Inside the latest issue
LATEST ISSUES:
May 2019
April 2019
March 2019
February 2019
January 2019
November 2018
BACK TO TOP
Valued partners:
CBA MBA
VantageScore Licensees:
Equifax Experian TransUnion