More Scores,
More Borrowers

Learn how VantageScore's model provides a competitive advantage.

VantageScore Provides Peace of Mind

VantageScore provides lenders with peace-of-mind while reviewing and approving borrowers. Our cutting-edge models score approximately 94% of adults without compromising safety and soundness.

With VantageScore 4.0 Lenders Can:

  • Experience a 20% improvement in predictive performance
  • Gain deeper insights into borrowing and payment patterns
  • Score more borrowers, expanding your customer base

The VantageScore Impact

Over 3,400 banks, fin-techs and other companies use VantageScore credit scores every day to assess consumer creditworthiness. Last year, over 27 billion VantageScore credit scores were used representing a 42% yearly increase. Most top 10 US banks, large credit unions and leading fin-techs use VantageScore credit scores in one or more lines of business including credit cards, auto loans, personal loans and more.

Industries VantageScore Serves

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Open the door to more qualified applicants without lowering credit risk or pricing standards
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Drive success with predictive performance across the risk distribution
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Uncover more credit-worthy borrowers with your secret weapon
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Accelerate lending and member engagement