Start Using VantageScore

Learn how to implement VantageScore 4.0.


VantageScore is breaking the barriers of credit by creating an inclusive credit score that allows previous credit invisibles to be seen by lenders.
The VantageScore 4.0 model is ready to be implemented across multiple industries with ease by our streamlined design.
  • Familiar Score Range

    VantageScore 4.0 and VantageScore 3.0 scores range from 300-850, aligned with the numerical score range lenders are used to.

  • Common Model Used Across All Three Bureaus

    The same VantageScore algorithm is used for Equifax, Experian and TransUnion to help assure score consistency across bureaus.

  • Easy-to-Understand Reason Codes

    Communications to consumers about factors that impact their credit score are written clearly and concisely. We also provide information they need to improve their score over time.

  • Helpful Resources

    More credit-scoring knowledge helps consumers make better credit management decisions. Our blog, website, podcast, YouTube channel and other educational materials keep them in the know.

How to Get Started



VantageScore 4.0 helps lenders navigate the ever-changing landscape of credit scoring by aligning with the top CRCs and scoring more borrowers, more consistently.

To get started, contact your CRC representative and start testing VantageScore 4.0 today.

Interested in a demo?



Our team would be happy to show you what sets VantageScore apart from competition. Schedule a demo with an expert today!

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