expand-universe

Enabling Financial Inclusion

Learn More
studio podcast

Hear about the latest innovations and ideas on THE SCORE podcast

Latest Episode
lender business meeting

Keep up with the evolving credit industry with timely information from top credit experts.

Read Blog

More Inclusive Credit Scores for Mortgages Supported in Regulator Listening Session

Listen to Session

Trusted By



Chase_logo
american-express-logo
capital-one-logo
credit-karma-logo
nerdwallet-logo
One-Main-Fin
Bankrate
TDBank
SynchronyBank
UpstartLogo
creditsesame
usaa
lendingtree

VantageScore has revolutionized the credit scoring marketplace for lenders by leveraging data analytics to make access to credit more equitable since 2006.

More than 2,500 unique users of VantageScore credit scores, including 2,200 financial institutions. Credit card issuers and banks and thrifts accounted for over half (52%) of all usage of VantageScore credit scores. Nine of the 10 largest banks and 29 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.

Key Benefits


VantageScore is widely used across lender types and across loan products for its best-in-class inclusivity and predictive performance. 

EXPAND YOUR UNIVERSE OF BORROWERS AS WE SCORE 96% OF PEOPLE INVISIBLE TO CONVENTIONAL MODELS

Leverages the latest in data innovation to drive best in class predictive performance

USED BY OVER 220 MILLION CONSUMERS

MARKET LEADING TRANSPARENCY AND GOVERNANCE

Social Feeds




Credit Insights



VantageScore updates consumer credit insights on a monthly basis.

Lenders and other market participants can leverage our monthly key metrics that reflect the status of U.S. consumer credit trends and credit scores calculated with our models. 


Explore more consumer credit insights to understand these trends.


See More Insights
0
BILLION

VANTAGESCORES USED FROM JULY 2018 - JUNE 2019

0+
BILLION

VANTAGESCORES PROVIDED BY CONSUMER WEBSITES

0+
BILLION

VANTAGESCORES USED BY CREDIT-CARD ISSUERS

THE SCORE Podcast


Podcast Cover - THE SCORE
View All Podcasts

Get Involved


data analytics

CBA LIVE 2022 Breakfast: Consumer Credit Behaviors + Performance Insights

  • March 7, 2022

  • JW Marriott, San Antonio, TX

Reserve Your Spot

Putting the "S" in ESG


Lenders that use VantageScore demonstrate social awareness by extending credit to creditworthy consumers historically underserved. Securitizations that cite VantageScore are recognized for high levels of accuracy and transparency combined with inclusivity, safety and soundness.

  • Cover underserved and mainstream consumers

  • Provide loan-level access

  • Offer comparable performance

  • Enable rigorous surveillance processes

  • Acheive ratings agency recognition

Learn More

The VantageScore View


Stay on top of the latest credit news.