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Mortgage

Mortgage Industry Profile

In the mortgage industry, the VantageScore 3.0 model provides a 19 percent performance improvement over the CRC credit score model for account management and a 12 percent performance improvement for originations for the Near-Prime to Super-Prime credit tiers.

Value of VantageScore

The VantageScore model can uniquely improve a mortgage lender’s business while increasing responsible access to mortgage credit for consumers. By widening the window without lowering the bar in terms of credit standards, lenders can reach more qualified applicants.

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