More Scores,
More Borrowers
Learn how VantageScore's model provides a competitive advantage.
VantageScore Provides Peace of Mind
VantageScore provides lenders with peace-of-mind while reviewing and approving borrowers. Our cutting-edge models score approximately 94% of adults without compromising safety and soundness.
With VantageScore 4.0 Lenders Can:
- Experience a 20% improvement in predictive performance
- Gain deeper insights into borrowing and payment patterns
- Score more borrowers, expanding your customer base
The VantageScore Impact
Over 3,000 banks, fin-techs and other companies use VantageScore credit scores every day to assess consumer creditworthiness. Last year, over 19 billion VantageScore credit scores were used representing a 30% yearly increase. Most top 10 US banks, large credit unions and leading fin-techs use VantageScore credit scores in one or more lines of business including credit cards, auto loans, personal loans and more.
Industries VantageScore Serves
Open the door to more qualified applicants without lowering credit risk or pricing standards