Credit Invisibles Fact Sheet

March 23, 2021

VantageScore 3.0 and 4.0 credit scoring models accurately score approximately 37 MILLION more consumers who are credit invisible using legacy models. More than 13 MILLION of these consumers have VantageScore credit scores of 620 or higher; including 3.1 MILLION African Americans and Hispanics.

See the demographic and geographic breakdowns in this 1-pager and frequently asked questions about how VantageScore is able to score more people, with more accuracy and predictiveness.

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