More Inclusive Credit Scores for Mortgages Supported in Regulator Listening Session
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Oliver Wyman Releases Annual VantageScore Market Adoption Report
Usage grows by 20% year over year
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Credit Insights
VantageScore updates consumer credit insights on a monthly basis.
A monthly update of key metrics that reflect the status of U.S. consumer credit trends and credit scores is calculated with our models for lenders and other market participants.
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Key Benefits
VantageScore is widely used across lender types and across loan products for its greater inclusivity and superior predictive performance. Scores are easily accessible for free by millions of consumers who rely on their VantageScore for a greater understanding of their credit health.
ENABLES FINANCIAL INCLUSION
BEST-IN-CLASS PREDICTIVE PERFORMANCE
CONSISTENCY ACROSS ALL THREE BUREAUS
MARKET LEADING TRANSPARENCY AND GOVERNANCE
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The News Corner
Since 2006, VantageScore’s leveraged data analytics to make access to credit more equitable.
There are more than 2,500 unique users of VantageScore credit scores, including 2,200 financial institutions. Credit card issuers and banks and thrifts accounted for over half (52%) of all usage of VantageScore credit scores. Nine of the 10 largest banks and 29 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.
Popular Research
Alternative Data Demonstrated to Provide Material Benefits for Consumers with Limited Credit Histories
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Who’s scoreable and who’s not? Why millions of minority borrowers lack conventional credit scores
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How VantageScore leverages machine learning to score millions more consumers
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The Data You Need
VantageScore’s credit bureau information library offers a wealth of actionable insights and information collateral, whitepapers, model implementation strategies, guidebooks and more.
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