Research and Whitepapers

Access industry reports that cover everything from emerging market trends to tech innovations in the credit space.

  • Years

  • Types

  • Audiences

Jun / 2019

2019 Model Performance Assessment of VantageScore 4.0

Featured image for “2019 Model Performance Assessment of VantageScore 4.0”
Jan / 2019

White paper: New tech refutes old myths

Featured image for “White paper: New tech refutes old myths”
Dec / 2018

Anything but Conventional: By Leveraging New Modeling Techniques and Better Data…

Featured image for “Anything but Conventional: By Leveraging New Modeling Techniques and Better Data…”
Dec / 2018

VantageScore’s Consumer Guide to How Common Actions Impact Credit Scores

Featured image for “VantageScore’s Consumer Guide to How Common Actions Impact Credit Scores”
Oct / 2018

2018 VantageScore Market Study Report

Featured image for “2018 VantageScore Market Study Report”
Sep / 2018

Inaugural VantageScore 4.0 Trended Credit Data Model Validation

Featured image for “Inaugural VantageScore 4.0 Trended Credit Data Model Validation”
Aug / 2018

Testing Credit Scoring Models for Statistical Bias: Ushering in a New Era of Transparency

Featured image for “Testing Credit Scoring Models for Statistical Bias: Ushering in a New Era of Transparency”
Feb / 2018

White Paper: Predictive Strength, Innovation behind VantageScore 4.0

Featured image for “White Paper: Predictive Strength, Innovation behind VantageScore 4.0”
Jan / 2018

White Paper: How Machine Learning Enhances VantageScore 4.0

Featured image for “White Paper: How Machine Learning Enhances VantageScore 4.0”
Nov / 2017

Scoring Credit Invisibles: Using machine learning techniques to score consumers with sparse credit histories

Featured image for “Scoring Credit Invisibles: Using machine learning techniques to score consumers with sparse credit histories”