VantageScore Solutions, as part of its mission, annually validates VantageScore credit score models at each of the credit reporting companies (CRCs) – Experian, Equifax and TransUnion. To promote transparency and aid in model governance, VantageScore Solutions publishes the results of these validations annually, along with updated odds/performance charts. In recognition of our ten-year anniversary, this paper highlights our most recent validation results and also presents insights gleaned from a decade of credit score model performance validations.
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