The CRCs

Equifax, Experian and TransUnion are the three major credit reporting companies (CRCs) operating in the United States; VantageScore Solutions is owned by these companies. A team of top statisticians, analysts, and credit data experts from each of the CRCs built the underlying algorithms for VantageScore.

VantageScore is marketed and sold independently by Equifax, Experian and TransUnion through licensing arrangements with VantageScore Solutions.

Information is available on our page about how to reach the CRCs.

To request educational material about the VantageScore model, please send an email to .

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